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1. What Is Life Insurance ?
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It is a unit linked assurance plan where premium payment term (PPT) is 5 years and the premium payable in the first year will be 50% of total premium payable under the poLICy. The level of cover will depend on the level of premium you agree to pay.

Four types of investment funds are offered. Premiums paid after allocation charge will purchase units of the Fund type chosen. The Unit Fund is subject to various charges and value of the units may increase or decrease, depending on the Net Asset Value (NAV). The plan therefore serves the purpose of insurance-cum-investment.

Payment of Premiums:
  You may pay premiums regularly at yearly, half-yearly, quarterly or monthly (ECS) intervals for 5 years. The minimum First year premium will be Rs.20,000/- and you may pay any amount exceeding it. From second year onwards each year’s premium will be 25% of the first year premium.
Partial Withdrawals:
  You may encash the units partially after the third poLICy anniversary subject to the following:o.

i) In case of minors, partial withdrawals shall be allowed from the poLICy anniversary coinciding with or next following the date on which the life assured attains majority (i.e. on or after18th birthday).

ii) Partial withdrawals may be in the form of fixed amount or in the form of fixed number of units.

iii) For 2 years’ period from the date of withdrawal, the Sum Assured under the Basic plan shall be reduced to the extent of the amount of partial withdrawals made.

iv) Under poLICies where less than 3 years’ premiums have been paid and further premiums are not paid, the partial withdrawals shall not be allowed.

v) Under poLICies where atleast 3 years’ premiums have been paid, partial withdrawal will be allowed subject to PoLICyholder’s Fund Value being atleast Rs. 10,000/-.

  You can switch between any fund types for the entire Fund Value during the poLICy term subject to switching charges, if any.
Source -Life Insurance India, LICindia.
  If life insurance buying is approached in the proper manner it can be very beneficial to yourself and your family

Document: P. Photo, Age proof Xerox, Address proof Xerox, ID card Xerox, Last Graduation Xerox,
Payment: Payable to LIC of India A/c pays cheque. Or D.D or Cash.
Deciding the best option for your option. Compare various LIC Life insurance & Investment Plans on Cost & coverage Life Insurance Agents in Chennai Apply for LIFE INSURANCE

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Please CONTACT 9941186071 (Anywhere in Chennai)
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