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  All Insurance Plans | LIC Jeevan Mitra Double
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Jeevan Mitra Double
The benefits of this poLICy are considered normally for standard and substandard lives Class I and II. It cannot be allowed for people engaged in hazardous occupations. Female lives under Category I & II allowed. Non-medical special is allowed only if the Sum Assured does not exceed Rs.1,00,000/- Besides the usual benefits offered by any endowment insurance plan, this poLICy provides for an additional insurance cover equal to the sum assured in the event of a poLICy holder’s death during the term of the poLICy. In other words, the death claim in the case of this poLICy is twice the basic sum assured. The survival claim, on the other hand, is the basic sum assured, plus the accrued bonuses. Bonus is, similarly, calculated only on the basic sum assured at rates appLICable to endowment poLICies. For instance, if a person insured for Rs.10,000 under this poLICy were to die before its maturity, the death claim payable would be Rs.20,000 plus the accrued bonus on Rs.10,000, the basic sum assured. If the poLICy holder survives the full term of the poLICy, the payment on maturity would be Rs.10,000 plus the accumulated bonus.
Suitable For:
  Being a high-risk endowment assurance poLICy, this plan is suitable for people of young ages who wish to protect their families from a financial setback that may occur owing to their premature death. The amount assured if not paid by reason of his death earlier will payable at the end of the endowment term where it can be invested in an annuity provision for the rest of the poLICyholder's life or in any other way he may think most suitable at that time.
Product summary
  This is an Endowment Assurance plan that provides greater financial protection against death throughout the term of plan. It pays the maturity amount on survival to the end of the poLICy term.
Premiums :
  Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, throughout the term of the poLICy or earlier death.
Bonuses :
  This is a with-profit plan and participates in the profits of the Corporation’s life insurance business. It gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan. A Final (Additional) Bonus may also be payable provided a poLICy has run for certain minimum period.
Source -Life Insurance India, LICindia.
  If life insurance buying is approached in the proper manner it can be very beneficial to yourself and your family

Document: P. Photo, Age proof Xerox, Address proof Xerox, ID card Xerox, Last Graduation Xerox,
Payment: Payable to LIC of India A/c pays cheque. Or D.D or Cash.
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