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1. What Is Life Insurance ?
2. Tax Saving
3. Loan
4. Life Insurance Vs. Other Savings
5. Who Can Buy A Policy?
6. Key man Insurance
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8. Revival of Lapsed Policy
9. Policy Status Payment of Premium.
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New Bima Gold
It is a plan where premiums paid over the term of plan are paid back during the policy term in instalments and life insurance cover is available not only during the term but also during the extended term of the plan.

Survival Benefit
  Payable in case of life assured surviving to the end of the specified durations provided the policy is in full force as given below:
For policy term 12 years
15% of the Sum Assured under Basic Plan at the end of each 4th & 8th policy year
For policy term 16 years
15% of the Sum Assured under Basic Plan at the end of each 4th, 8th &12th policy year
For policy term 20 years
10% of the Sum Assured under Basic Plan at the end of each 4th, 8th, 12th & 16th policy year
On expiry of policy term
Total amount of premiums (excluding extra/optional rider premiums, if any) paid plus Loyalty Additions, if any, less the amount of survival benefits paid earlier.
Death Benefit
  During the policy term: Payment of an amount equal to Sum Assured under the Basic Plan on death of the Life Assured during the policy term provided the life cover is in force.
  During the extended term:
  Payment of an amount equal to 50% of Sum Assured under the Basic Plan on death of the Life Assured during the extended term provided all the premiums under the policy have been paid.
Extended Term:
  The extended term shall be half of the policy term after the expiry of the policy term
  Other Benefits:
  The plan offers other benefits as follows :
  Loan facility is available under this plan after the policy acquires paid up value. The rate of interest to be charged for loan amount would be determined from time to time by the Corporation. Presently the rate of interest is 9% p.a. payable half-yearly.
Grace Period:
  A grace period of one month but not less than 30 days will be allowed for payment of yearly, half-yearly or quarterly premiums and 15 days for monthly premiums.
  Subject to production of satisfactory evidence of continued insurability, a lapsed policy can be revived by paying arrears of premium together with interest within a period of five years from the due date of first unpaid premium. The rate of interest applicable will be as decided by the Corporation from time to time.
Source -Life Insurance India, LICindia.
  If life insurance buying is approached in the proper manner it can be very beneficial to yourself and your family

Document: P. Photo, Age proof Xerox, Address proof Xerox, ID card Xerox, Last Graduation Xerox,
Payment: Payable to LIC of India A/c pays cheque. Or D.D or Cash.
Deciding the best option for your option. Compare various LIC Life insurance & Investment Plans on Cost & coverage Life Insurance Agents in Chennai Apply for LIFE INSURANCE

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Please CONTACT 9941186071 (Anywhere in Chennai)
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